File Reports
11. File a written report of the condition of the councils in his dis-
trict when requested so to do by the State Deputy, the Supreme
Knight or Board of Directors.
Other Duties
13. Perform such other duties as the laws of the Order prescribe, or
the State Deputy, the Supreme Knight or Board of Directors shall
order.
When To Act Outside of District
SEC. 63. State and Territorial Deputies may act outside their own
jurisdictions upon the invitation of the State or Territorial Deputy of
the jurisdiction in which the duty is to be performed, provided that in
such case no expense shall be chargeable to the Supreme Council
unless the duties were also directed by the Board of Directors or
Supreme Knight.
District Deputies may act outside their own districts upon request
of their State Deputy; if outside their own state or jurisdiction, the
consent of the State or Territorial Deputy of such other state or juris-
diction shall also be necessary. Provided, also, that no expense shall
be chargeable to the Supreme Council for duties performed outside
their own state or jurisdiction unless the duties are also directed by
the Board of Directors or Supreme Knight.
Expenses
SEC. 64. The necessary expenses incurred by a Territorial or
District Deputy in the performance of his duties within his district
shall be paid upon bills rendered and after approval by the State
Deputy. But no expenses of a District Deputy shall be chargeable to
the Supreme Council for duties performed outside his own district
unless the incurring of expenses for such duties shall have been first
authorized by the Supreme Knight or Board of Directors.
Territorial Deputies — Duties
SEC. 65. In jurisdictions where there is no State Council, the
Supreme Knight shall appoint a Territorial Deputy, who shall have all
the powers, duties and obligations of a State Deputy, and he shall be
subject to the control and direction and supervision of the Supreme
Knight or Board of Directors, and shall serve until his successor is
appointed. He shall be an insurance member, except in prohibited
insurance territory.
32 LAWS GOVERNING SUPREME COUNCIL
CHAPTER XII
BENEFITS, CONTRIBUTIONS AND ASSESSMENTS
Definitions
SEC. 69. The term “Death Benefit,” whenever referred to in the con-
stitution or the laws of the Order, shall mean the claim, right, endow-
ment, benefit or money due as insurance upon the death of the per-
son insured, exclusive of any sum payable under an annexed provi-
sion for supplementary benefit.
(a) An insurance member in good standing shall be one who is enti-
tled to all rights and privileges of the Order as prescribed by the laws
for insurance membership.
(b) An inactive insurance member shall be one who is under expul-
sion or suspension, ipso facto or otherwise, or who has been issued
a withdrawal card, and who is the holder of a life insurance certifi-
cate or an annuity certificate or a long term care certificate which is
being kept in force on a contribution paying basis or otherwise. Such
member shall not be entitled to the privileges of membership except
the right to apply for additional insurance or annuity benefits.
Inactive membership shall terminate ipso facto at the expiration of
the period during which such insurance or annuity is kept in force
unless the member is sooner reinstated to membership in good stand-
ing in accordance with the laws of the Order.
(c) The term “Additional Accidental Death Benefit,” shall be syn-
onymous with the term “Double Indemnity Benefit,” and shall mean
the supplementary benefit payable, under the terms of a provision
annexed to the certificate, only if the death benefit is payable, and the
death of the person insured shall have resulted solely from accidental
injury, prior to expiration as stated in said provision. The additional
amount payable under this benefit shall not exceed the amount of the
death benefit, and shall be payable to the beneficiary with, and in the
same manner, as the death benefit.
(d) The term “Disability Waiver Benefit” shall mean the supplemen-
tary benefit granted to the certificate holder, under the terms of a pro-
vision annexed to the certificate, for waiver of contributions in event
of total and permanent disability of the person insured occurring dur-
ing the contribution payment period of the certificate, and prior to
the certificate anniversary nearest to the sixtieth birthday of the per-
son insured.
(e) The term “Endowment Benefit” shall mean the benefit or
money due and payable if the person insured is living at the maturity
of a certificate on an endowment plan, under which insurance has
been continued in force until such endowment maturity.
(f) The term “Death Benefit Assessment” shall, unless otherwise
expressly provided, mean the regular assessment, required on Old
Insurance System Benefit Certificates.
KNIGHTS OF COLUMBUS 33
(g) The term “contribution” shall mean the amounts payable by the
certificate holder on New Insurance System Benefit Certificates.
(h) The term “sixtieth birthday” shall mean the sixtieth anniversary
of the date of birth, and like phrases for other ages shall have corre-
sponding meaning.
(i) The term “Payor Benefit” shall mean the supplementary benefit
granted under the terms of a provision annexed to a juvenile benefit
certificate, for waiver of contributions becoming due under such
juvenile benefit certificate for the remainder of the period after the
death of the designated Payor, or during the total and permanent dis-
ability of such Payor.
(j) The term “certificate holder” shall mean the person recognized
by the Order as being in control of the certificate.
(k) The term “Benefit Certificate” shall mean, unless otherwise
modified, any insurance, annuity, long term care or other certificate
offered by the Order.
Amount
SEC. 70. 1. Benefit certificates shall have been issued in any state
or other political subdivision, or agency district, as directed by the
Board of Directors, for any amount of death benefit which is not less
than $1,000 face amount, or such other minimum as may be pre-
scribed.
2. Annuity certificates shall be in amounts not less than $20.00
monthly annuity payments or in such minimum as shall be deter-
mined by the Board of Directors. Members who hold annuity certifi-
cates while in good standing shall be classed as insurance members
as defined in Section 69(a) and if not in good standing shall be classed
as inactive insurance members as defined in Section 69(b).
3. Long Term Care certificates shall be in any minimum amount
designated by the Board of Directors. Members who hold Long Term
Care certificates in any amount while in good standing shall be
classed as insurance members as defined in Section 69(a) and if not
in good standing shall be classed as inactive insurance members as
defined in Section 69(b).
4. Certificates issued in any Province of Canada shall be subject to
the laws of such Province.
Beneficiaries
SEC. 71. 1. Each application for a benefit certificate shall include a
beneficiary designation. The certificate holder may, from time to
time, change such designation in such form and manner as the Board
of Directors shall prescribe provided that the Order may refuse to
accept any designation or change of designation which appears to the
Order to be in violation of any state or provincial law to which the
certificate is subject, or where it appears to the Order that there
would be a lack of substantial insurable interest.
34 LAWS GOVERNING SUPREME COUNCIL
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