Loan Amount php 6000 Loan Term 125 days Release Date

11. APPLICATION OF REPAYMENT
Any payment made by the BORROWER to the LENDER shall be applied in the following order:
Against Evaluation Service Fees, Account Management Fees, Withdrawal Fees;
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Against reasonable costs, expenses and indemnities due hereunder, if any;
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Against the Late Payment Fee and Penalty, if any;
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Against the Interest;
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Against the principal amount of the loan then due and payable.
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12. BORROWER’S PARTICULARS
The BORROWER shall notify the LENDER promptly in writing of any change in his employment
office, home address, and contact information and as may be required by the LENDER, any
other information previously provided to the LENDER in connection with the Loan. Absent any
written notification from the BORROWER of the change of his particulars referred in this Section,

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the LENDER shall send all notices to the BORROWER’s particulars on record, to which the
LENDER shall be considered in good faith and compliant to applicable laws and regulations.
13. COMMUNICATIONS
All messages or communications sent to the BORROWER’s contact details provided to the
LENDER, including approval of the Loan, are considered to be duly received by the
BORROWER if the message is sent by the LENDER to the email address or phone number
registered by the BORROWER. Once the message is sent by the LENDER to the email address
or phone number registered, the LENDER is no longer responsible for its security, confidentiality,
or any acts of any respective service providers (email service provider, mobile operator), nor any
acts caused by unauthorized use of the BORROWER’s email address or phone number. In order
for the LENDER to render prompt and accurate service, the BORROWER authorizes the
LENDER to record, without the LENDER being necessarily obligated to do so, any and all
telephone conversations between the BORROWER and the LENDER, regardless of who
initiated the telephone conversation. Such authorization to record includes, but is not limited to,
recording of instructions, statements, complaints, inquiries by the BORROWER, and information
regarding the loan and reminders by the LENDER. The LENDER may use the recorded
telephone conversation as proof of the BORROWER’s acceptance to any offer or additional or
revision of terms made through telephone. The LENDER may also use such recordings for any
legal purpose, particularly as evidence in any judicial or administrative hearing or proceeding.