SUMMARY
The banking system of each country in the modern world economy is considered
one of the most important elements. Banks play an indispensable role in economic
development in many countries. The history of the necessity of the establishment
of the bank during the period related to the people in need of cash resources
formed. In this case, the commercial banks to carry out operations related to the
payment of money, resources or needs of the population during the period,
reflecting the continued free cash flow as a collection purposes. Given the multi-
faceted activities of banks in modern times, we can mention that they simply are
not in the organization of the circulation of money in the economy to deal with the
execution of the operation in different spheres. Lending operations, we can look at
doing that, banking risk management is a very important issue to consider. Thus,
the success of the activities of commercial banks varies depending on the risk
management process. The risks that may occur in a variety of banking operations
that may occur in advance to get into and through the elimination of losses is
considered a key ingredient in the normal functioning of banks. According to a
study carried out in connection with the bankruptcy of banks, in particular, we can
note that the main causes of this process, the lack of effective management of the
bank assets of banks being reduced. This process is directly linked with risk
management in the banking sector. The most highly developed organization of the
banking system and credit policy, the proper management of the portfolio, which
may occur in the banking sector, risk management and risk reduction is very
important. All of these issues mentioned in the risk management of the banking
sector to examine the factors influencing the sphere of banking sector in each
country's risk management is the basis of normal activity. In particular, the
management of public funds, and this is the correct way to the bank sphere is not
only the risks and losses, taking into account the impact of our clients, we can
mention the research that is considered to be very important. The study of risk
management in accordance with the example of a number of banks in general, risk
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management and risk management in the banking sector, the area of application of
the mechanism has been set. The risk assessment properly, the sharp weakening of
the solvency of the banks, the bank's loss of resources, the lack of planning can
lead to revenue. To avoid such situations in terms of the activities of banks to
determine in advance the potential risks and the ability to analyze their causes must
be identified. Banking risk management application features, which may occur
over time, which can be compensated for their losses by identifying alternative
options are considered to be the main tasks of identifying risk management. Risk
management is an area that requires special attention. Especially in recent years
has carried out important projects in this direction. Global financial crisis has
further increased the importance of the projects in the sphere of risk. We can do
this in accordance with our country is based on a model in which risk management
is considered to be urgent . Thus, the risk management models used in developed
countries in the CIS, as well as the investigation is not possible.
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