U.S. SECURITIES AND EXCHANGE COMMISSION
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Dear
Student
While money doesn’t grow on trees, it can grow when
you save and invest wisely.
Knowing how to secure your
financial well-being is one
of the most important things you’ll ever need in life. You
don’t have to be a genius to do it. You just need to know
a few basics, form a plan, and be ready to stick to it. No
matter how
much or little money you have, the important
thing is to educate yourself about your opportunities. In
this brochure, we’ll cover the basics on saving and investing.
At the SEC, we enforce the
laws that determine how in-
vestments are offered and sold to you. These laws protect in-
vestors, but you need to do your part, too. Part
of this bro-
chure tells you how to check out investments to ensure you
do not fall victim to fraud or costly mistakes.
No one can guarantee that you’ll make money from
investments you make. But if
you get the facts about sav-
ing and investing and follow through with an intelligent
plan, you should be able to gain financial security over
the years and enjoy the benefits of managing your money.
Please feel free to contact us with any of your ques-
tions or concerns about investing. It
always pays to learn
before you invest. And congratulations on taking your
first step on the road to financial security!
U.S. Securities and Exchange Commission
Office of Investor
Education and Advocacy
100 F Street, N.E.
Washington, D.C. 20549-0213
Toll-free: (800) SEC-0330
Website: Investor.gov