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Saudiya Arabistoning bank tizimi
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səhifə | 2/7 | tarix | 29.11.2023 | ölçüsü | 10,13 Mb. | | #143038 |
| Saudiya Arabistoning bank tizimi - One of the key features of Islamic finance is the presence of Shariah governance boards. These expert bodies ensure that financial operations and products align with Islamic principles. The boards consist of Islamic scholars and experts in jurisprudence who evaluate the ethical and religious compliance of financial operations.
Islamic banking and finance is … Principles and Contracts - Islamic finance operates on a set of principles, including the prohibition of interest (Riba), gambling (Maysir), and uncertainty (Gharar). Instead, it emphasizes profit-sharing (Mudarabah), partnership (Musharakah), and risk-sharing (Takaful). Islamic finance also utilizes specific contracts, such as Murabahah (cost-plus financing), Ijarah (leasing), and Wakalah (agency agreement), among others.
- Islamic finance aims to promote financial inclusion and cater to individuals and businesses seeking Shariah-compliant financial solutions. It serves not only Muslims but also non-Muslims who appreciate the ethical and socially responsible nature of Islamic finance.
Islamic banks’ services
Islamic banks offer a range of services that are in line with Shariah principles and cater to the specific needs and preferences of individuals and businesses seeking Islamic financial solutions. Here are some common services provided by Islamic banks:
Deposit Accounts
Financing Facilities
Trade Services
Investment Products
Takaful (Islamic Insurance)
Cash Management
Wealth Management
Deposit Accounts: Islamic banks offer various types of deposit accounts that are based on Islamic principles. For example, a Mudarabah account allows customers to deposit funds into an account and share the profits generated from the bank's investments. Profit rates are determined based on the actual profits earned from Shariah-compliant investments.
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